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Classified Employee & Retiree
Insurance Information
Effective Dates of Coverage:
October 1, 2012 - September 30, 2013
Open Enrollment for the 2012-13 insurance plan year will begin on August 15, 2012.
Open enrollment closes at midnight on September 15, 2012
All employee and retiree enrollments will be done online at https://myoebb.org/oebb/!pb.main
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Important Dates
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PERS Tier I/II Presentation:
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March 11, 2013
Bend Senior High Auditorium
4:30 pm - 7:30 pm
RSVP by emailing kelsey.bell@bend.k12.or.us
This presentation is designed for Tier I/II members hoping to retire in the next two years. If retirement is a little bit further away but you're curious about the process, feel free to join! Otherwise, you can find 5 Year Presentations , Mid-Career Presentations or OPSRP Presentations on PERS' website.
One - Year PERS Presentation (430-630 pm)
Topics:
¨ Individual Account Program (IAP)
¨ Online Member Services
¨ Retirement eligibility
¨ Calculating the retirement benefit
¨ Review of benefit estimate
¨ Retirement option choices
¨ Health insurance
¨ Cost-of-living adjustments
¨ Taxes
¨ Review of Retirement Application forms
Completing Your Retirement Forms (630-730 pm)
For Tier One and Tier Two members retiring within the year, this hour-long, live, interactive internet-based session provides details on which forms are required and the appropriate way to fill out the PERS service retirement application and the Individual Account Program forms.
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* Opt Out Option for Classified Employees *
Classified Employees may OPT out of their medical, dental and vision benefits and receive $225 / month.
You must log into OEBB, and choose to OPT out of medical, and waive dental and vision coverage. You will need to provide proof of other group medical coverage while in the OEBB system.
The $225 / month will be considered taxable income and added to your monthly paycheck.
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Insurance Rates
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2012-13 Employee Rate Sheet
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Classified employee rates are based on a composite rate structure, meaning it is the same price to insure an individual as it is a family.
Rates will be deducted from an employee's paycheck on a pre-tax basis unless otherwise indicated by the employee.
The premium dollar amounts listed on the rate sheet do not include any monthly deductions for Long Term Disability and Life Insurance. Monthly LTD rates through OEBB are based upon an employees salary. LTD and Life Insuarnce benefits paid to the employee are non-taxable, the insurance premiums for these coverages is deducted on an after-tax basis and is not subject to the Section 125 form.
* OEBB plan year: Classified Employees may OPT out of their medical benefits and receive $225 / month. This amoung will be considered taxable income and will be added to your monthly paycheck.
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2012-13 Classified Retiree
Rate Worksheet
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If you have a stipend from the district you are using toward the cost of your retiree insurance, that stipend will be applied toward the monthly premium of your total coverages. The remaining dollar amount will be due to Bend-La Pine Schools on a monthly basis.
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Optional Insurance Plans
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Voluntary Short Term Disability
Through Standard Insurance & OEBB, eligible employees can purchase a short term disability policy for themselves.
Plan Summary
Rates
Voluntary Life Insuarnce
Through Standard Insurance & OEBB, eligible employees can purchase additional life insurance for themselves, a spouse and/or children.
Plan Summary
Rates
Voluntary Accidental Death & Dismemberment
Through Standard Insurance & OEBB, eligible employees can purchase additional AD&D coverage for themselves, a spouse and/or children.
Plan Summary
Rates
Voluntary Long Term Care
Through Unum & OEBB, eligible employees can purchase LTC insurance for themselves, a spouse and/or children. Immediate family members who are not OEBB members may recieve discounted rates with Unum for enrolling in LTC.
Plan Summary
Rates
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Aflac Voluntary Insurances
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Aflac, our current Section 125 provider, also offers a variety of voluntary insurance options including: accident, sickenss, hospitalization, cancer, short term disability, dental and life coverages.
Please contact Kate Thomas for more information.
Phone: 541-382-4451
Email: kate_thomas_group_inc@us.aflac.com
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Retiree Information
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Classified retirees have the same plan offerings as the active Classified employee group. Retirees do have the option of choosing each piece of their insurance coverage. Retirees must choose at least a medical plan, dental with orthodontia and vision are optional.
* If a retiree chooses to opt out of medical coverage, proof of other group coverage must be provided to purchase a dental or vision plan with OEBB.
* If a retiree chooses to not take any portion of coverage, the coverage may not be added back at a later time.
* If a retiree chooses not to cover an eligible dependent, that dependent may not be added back at a later time.
* If you or a dependent are covered or become covered by Medicare, you CAN NOT continue to be covered by an OEBB Retiree insurance policy.
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Click here to review the Classified Retiree Rate Worksheet
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If you have a stipend from the district you are using toward the cost of your retiree insurance, that stipend will be applied toward the monthly premium of your total coverages. The remaining dollar amount will be due to Bend-La Pine Schools on a monthly basis.
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OEBB's Retiree Resource Brochure
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